PRIVACY POLICY
Last updated: August 28, 2026
QTB Limited, operating as QTB Consulting (“QTB,” “we,” “us,” or “our”), respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit qtblimited.com, contact us, or purchase a digital product.
1. Information We Collect
Information You Provide
We may collect information that you voluntarily provide, including:
• Name.
• Email address.
• Business or organization name.
• Telephone number, if provided.
• Information submitted through a contact form or email.
• Purchase and transaction information.
• Questions, support requests, and other communications.
Payment Information
Payments are processed through Stripe. QTB Limited does not directly receive or store complete payment-card numbers, security codes, or bank-account credentials.
Stripe may collect payment details, billing information, contact information, device information, and other data needed to process and secure the transaction. Stripe’s collection and use of information are governed by its own privacy policy.
Website and Technical Information
When you visit our website, GoDaddy and other service providers supporting the website may automatically collect limited technical information, such as:
• IP address.
• Browser and device type.
• Operating system.
• Referring pages.
• Pages visited and general website activity.
• Cookie or similar technology information.
2. How We Use Information
We may use collected information to:
• Process and document purchases.
• Deliver digital products.
• Provide customer and product support.
• Respond to questions and communications.
• Maintain purchase and license records.
• Detect fraud, misuse, security incidents, or unauthorized product distribution.
• Operate, maintain, and improve our website and products.
• Send transaction-related messages, receipts, delivery notices, or important product information.
• Meet accounting, tax, legal, and regulatory obligations.
• Establish, exercise, or defend legal rights.
We do not use purchase information to send unrelated marketing messages unless the recipient has consented or applicable law otherwise permits the communication.
3. Digital Product Information
The QTB Payer Fee Schedule & Medicare Benchmark Analyzer is intended for aggregate CPT/HCPCS, reimbursement, and procedure-volume information.
Do not submit or enter protected health information, personally identifiable patient information, or direct patient identifiers into the workbook, website forms, payment checkout, or product-support communications.
QTB Limited does not request or require patient information to sell, deliver, or support the product.
4. How We Share Information
We may share information with service providers only as reasonably necessary to operate our business, including:
• Stripe for payment processing, fraud prevention, receipts, and transaction management.
• GoDaddy for website hosting, website functionality, security, and related technical services.
• Email and communication providers for product delivery and customer support.
• Accounting, legal, tax, compliance, or professional advisers when reasonably necessary.
• Government agencies, regulators, courts, or law enforcement when required by law or valid legal process.
We may also disclose information when reasonably necessary to protect QTB Limited, our customers, our products, or others from fraud, misuse, security threats, or unlawful activity.
QTB Limited does not sell personal information for money. We do not knowingly share personal information for cross-context behavioral advertising.
5. Cookies and Similar Technologies
Our website and its service providers may use cookies or similar technologies required for website operation, security, performance, preferences, and general analytics.
You may be able to manage cookies through your browser settings. Disabling certain cookies may affect website functionality.
6. Data Retention
We retain personal information only for as long as reasonably necessary for the purposes described in this policy, including:
• Completing and documenting transactions.
• Delivering and supporting purchased products.
• Maintaining license and customer-service records.
• Meeting accounting, tax, legal, and regulatory requirements.
• Resolving disputes and enforcing agreements.
Retention periods may vary depending on the type of information and applicable requirements.
7. Data Security
We use reasonable administrative and technical measures intended to protect information under our control.
No website, email system, payment platform, or electronic transmission can be guaranteed completely secure. Customers should not send sensitive personal, financial, medical, or patient information by email or through general website forms.
8. Your Privacy Choices
Depending on your location and applicable law, you may have rights concerning your personal information, including the ability to request:
• Access to personal information we maintain about you.
• Correction of inaccurate information.
• Deletion of certain information.
• Information about how your data is used or disclosed.
• Withdrawal of consent where processing is based on consent.
Some information may need to be retained for transaction records, licensing, fraud prevention, legal compliance, or other legitimate business purposes.
To submit a privacy request, contact jparker@qtb.limited. We may need to verify your identity before completing a request.
9. Third-Party Services and Links
Our website may link to third-party websites or services, including Stripe. QTB Limited does not control the privacy, security, or content practices of third parties.
Review the privacy policies of third-party services before providing information to them.
10. Children’s Privacy
Our website and professional digital products are intended for businesses and adults. They are not directed to children under 18, and we do not knowingly collect personal information from children through product purchases.
If you believe a child has provided personal information to us, contact jparker@qtb.limited.
11. Changes to This Policy
We may update this Privacy Policy to reflect changes in our services, technology, legal obligations, or business practices.
The revised policy will be posted on this page with an updated “Last updated” date.
12. Contact Us
For questions or privacy requests, contact:
QTB Limited
QTB Consulting
qtblimited.com
jparker@qtb.limited